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The Plains State Bank is your full-service hometown bank, helping people create a secure financial future since 1906.

Other Services

Certificate of Deposits

Whether you're looking for a short, medium or longer-term investment, we have a COD that will provide you with stable earnings.  Time deposit certificates are available at different maturities and rates.  There is a minimum deposit of $1,000.00 to open an account.

Certificate of Deposit Application Button
Certificate of Deposit Application

Individual Retirement Accounts (IRA)

IRAs provide an alternative way to save for retirement.  Whether you want a Traditional, Roth, Education or SEP IRA, we can help you find the best options for your needs.  There is a minimum deposit of $2,500.00 to open an account.

IRA Application Button
IRA Application

Safe Deposit Box

Safe deposit boxes are a safe and secure way to store your valuables.  From a family keepsake to legal documents and jewelry, a safe deposit box can provide you with piece of mind.  Our boxes range from 2 x 2 to 11 x 15 and are sure to meet any need you may have.  When it comes to safeguarding your valuables, nothing is more secure, convenient, and accessible than a safe deposit box.

Size   Annual Fee
2 x 5    $10.00
3 x 5    $14.00
4 x 5    $16.00
5 x 5    $18.00
*3 x 10    $22.00
*5 x 10    $32.00
*10 x 10    $50.00
11 x 15    $65.00
Lost Key    $25.00
Drilling Fee    $50.00








*NOTE: These are the only box sizes available at the Lakin branch


Plains State Bank VISA® Credit Card 

Consumer VISA® Credit Card

Our VISA® Platinum Preferred and VISA® Classic credit cards are designed to help you manage your account sensibly.  Each card is simple, reliable, safe and easy to use with no complicated fees or rules.  Use your card when making a purchase wherever VISA® is accepted.
Your new card offers:
•  A low variable rate
•  No annual fee
•  Free online account information
•  Worldwide acceptance
•  Cash advance at thousands of ATMs
•  Auto rental insurance
•  Automatic payment option
•  Travel accident insurance coverage
•  Prompt, expert service you've come to expect from your community bank

Special benefits for those who qualify!
Those eligible for the VISA® Platinum Preferred Card receive additional rewards.  As a VISA® Platinum Preferred cardholder you'll earn one point for every dollar you spend - every time you use your card to shop, dine, travel, pay bills or entertain.  You may then redeem your earned points for exciting gifts and travel packages.  There's no cap to how many points you can earn.

Consumer VISA Credit Card Application Button
Consumer VISA® Credit Card

Business VISA® Credit Card

Controlled Spending
Manage your company's cash flow conveniently and efficiently with a VISA® Business Card.  Its flexiblity allows you to preset spending limits for each employee cardholder.  Online account information helps you monitor available funds 24/7.  Detailed monthly statements and reports itemize your business expenditures to help you track expenses and prepare for tax season.

Secure Transactions
Fraud monitoring helps detect suspicious activity early.  VISA® Zero Liability protects against unauthorized card use and grants provisional credit.

Worldwide Acceptance
The VISA® Business Card gives you international buying power.  Use it everywhere VISA® is accepted.  Purchase office equipment, order supplies online or dine with clients.

Business ScoreCard Rewards - Optional
Earn one point for every dollar spent, redeemable for exciting gift and travel packages!  Householding option available for even greater earning potential.

Premium Services*
Protect your business with the following VISA® Business Card services:
•  Purchase security
•  Extended warranty protection
•  Auto rental insurance
•  Travel and emergency services
•  Travel accident insurance up to $150,000
•  AutoPay program
•  Online access to your account information
•  VISA® Zero Liability
•  VISA® Liability Waiver
*Certain restrictions and limitations apply.  see the VISA® Business Benefits Package for complete details.


Business VISA Credit Card Application Button
Business VISA® Credit Card