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The Plains State Bank is your full-service hometown bank, helping people create a secure financial future since 1906.

Fee Schedule

Customer Service Fees - Effective May 1, 2014

Overdrafts/Returned Checks (per item)   $30.00
Overdraft Service Fee (per day*)   $5.00
Charge Back Fee (per item)   $15.00
Stop Payments   $25.00
Research ($25.00 minimum)(per hour)   $25.00
Wire Transfers    
  Outgoing   $25.00
  Incoming   Free
Collection Items    
  Up to $1,000   $10.00
  Over $1,000   $15.00
Garnishments   $15.00
Oil and Gas Leases:    
  (Deducted from incoming check)   $20.00
Snapshot Statement    
  No checks (per statement)   $1.00
  Per check copy   $3.00
Escrow Fee    
  Set-Up Fee   $100.00
  Each payment/each party   $5.00
New Account Closing Fee (all accounts opened and
closed within a 90 day period)
Indemnity Bonds   $10.00
ATM Card OR Pin # Replacement   $10.00
Online Banking   Free
  Bill Pay (unlimited per month)   Free
  View Images   No Charge
  eStatements   No Charge
  Mobile Banking   Service Provider Charges May Apply
  Mobile Deposit   Service Provider Charges May Apply
Inactive & Dormant Accounts    
  Checking (no transactions for 1 year)   $10.00 per month
  Savings (no transactions for 2 years)   $10.00 per 6 months


























*An Overdraft Service Fee will be charged beginning on the 5th day and each subsequent day your account is overdrawn by more than $10.00, for a maximum of 30 days per occurrence.