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The Plains State Bank is your full-service hometown bank, helping people create a secure financial future since 1906.

Checking Accounts

 Minimum Balance to avoid Monthly Service FeeFree ChecksEarns InterestAdditional Benefits

PSB Free

None 1st box free
$5.00 off future orders
No
  • Debit Card
  • Free Online Banking
  • Free Online Bill Pay

Regular

$1,000.00 Basic Wallet Free
$5.00 off other styles
No
  • Debit Card
  • Free Online Banking
  • Free Online Bill Pay

NOW

$1,000.00 Basic Wallet Free
$5.00 off other styles
On balances over $1,000.00
  • Debit Card
  • Free Online Banking
  • Free Online Bill Pay
  • No fee on Cashier’s Checks or Money Order

Super NOW

$2,500.00 Basic Wallet Free
$5.00 off other styles
On balances over $1,000.00
  • Debit Card
  • Free Online Banking
  • Free Online Bill Pay
  • No fee on Cashier’s Checks or Money Order

 

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Personal Depsit Application
 

 

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Business Deposit Application

PSB Free Checking

For people who like to keep it simple, our PSB Free Checking is the perfect no frills checking account.  The account requires a minimum deposit of $100.00 to open and has no monthly maintenance fee. The first box of checks are free with your new account, then $5.00 off future orders. This account does not include PSB Bankers Club services.  An image of the front of your check will be returned in your monthly statement.

Regular Checking

Our Regular Checking account grants you automatic membership in our PSB Bankers Club. There is a minimum of a $100.00 deposit to open the account.  A maintenance fee of $10.00 is accessed  if daily balance falls below $1,000.00 during the months’ statement cycle.  There is no maintenance fee if account holder is age 60 or over. Church, Club & School Accounts are exempt from monthly maintenance fee.  An image of the front of your check will be returned in your monthly statement.

For those who keep a little extra in their checking account, our NOW and Super NOW accounts are designed for our customers who wish to earn interest while keeping a higher balance.

NOW Checking

This account comes with automatic membership in our PSB Bankers Club.  The account earns interest as posted in the bank lobby on your daily balance. Balances below $1,000.00 for the statement cycle earn no interest and are assessed a $15.00 maintenance fee.

There is no maintenance fee if account holder is age 60 or over. Church, Club & School Accounts are exempt from monthly maintenance fee.  An image of the front of your check will be returned in your monthly statement.

Super NOW Checking

This account comes with automatic membership in our PSB Bankers Club. Account earns interest as posted in bank lobby on your daily balance.  There is no charge per check or deposit.

There is no maintenance fee if account holder is age 60 or over. Church, Club & School Accounts are exempt from monthly maintenance fee.  An image of the front of your check will be returned in your monthly statement.

Overdraft Protection

Our overdraft protection is designed to avoid insufficient or return check fees. There is no interest or fee charged until the service is used. Stop in and apply for this service.

PSB Bankers Club

Each Regular Checking, NOW Account and Super NOW account is automatically a member of the PSB Bankers Club, subject to the following limitations:

Reorder Checks

Click here to reorder your checks.